Businesses today need payment systems that are fast, reliable, and built for a global and 24-hour marketplace. Gone are the days of cash, cheques, and 3 to 5 working days for payments to clear. Companies now depend on digital tools to move money, settle invoices, and manage cross-border trade quickly.
The right payment solution is about efficiency, growth, and staying competitive, as well as staying secure and compliant. As Senior Sales Manager at Bitpace, I’ve seen firsthand how choosing the right platform can open doors to new markets and streamline business operations.
Here are my top five B2B payment solutions.
1. Bitpace
Founded in 2017, Bitpace is a leading crypto payment gateway, designed to simplify both crypto and fiat payments for businesses across industries. Offering multiple global payment solutions, with over 5 million monthly transactions and support for more than 75 digital currencies, it’s a true all-in-one solution.
Pros:
- Instant settlements. Receive payments in seconds in fiat or crypto.
- Expand your reach by tapping into over 600 million global crypto users.
- Flexible integration with straightforward and fast API integrations.
- Secure transactions with encryption, two-factor authentication, and fraud protection.
- Comprehensive platform for payments, deposits and withdrawals, all in one place.
- 24/7 support with dedicated teams and partners keeping businesses running.
Cons:
- Market education is still needed – some businesses remain hesitant about adopting crypto.
- Regulatory considerations – businesses must stay compliant with evolving regulations.
2. PayPal Business
PayPal Business is a household name and remains a reliable choice for many companies. It offers ease of use and quick onboarding, especially for businesses expanding online.
Pros:
- Global availability and multiple currency support.
- Built-in fraud detection and dispute resolution.
- Simple invoicing and recurring billing.
- Easy integration with e-commerce platforms.
- Strong brand trust with customers.
Cons:
- Higher fees compared to some alternatives.
- Limited flexibility for businesses with complex payment needs.
- Funds can be held unexpectedly, affecting cash flow.
3. Stripe
Stripe is built for developers and businesses that want flexibility and scalability. It provides advanced tools for custom payment solutions, making it a favourite among tech-driven firms.
Pros:
- Highly customisable APIs for tailored solutions.
- Supports 135+ currencies and diverse payment methods.
- Strong fraud prevention measures.
- Subscription and invoicing management.
- Scales seamlessly with business growth.
Cons:
- Developer expertise is often required for setup and maintenance.
- Pricing structure can be complex.
- Customer service response times can be slow for smaller businesses.
4. Square (Block)
Square, now part of Block, has built its reputation on simplifying payments for businesses of all sizes. While often associated with point-of-sale (POS) systems, Square also offers strong B2B solutions, making it ideal for companies that operate across both physical and digital channels.
Pros:
- Easy setup with transparent, flat-rate pricing.
- Strong POS solutions that integrate with online payments.
- Invoicing, recurring billing, and payroll features are built in.
- Useful ecosystem including business loans, analytics, and inventory tools.
- Seamless integration with e-commerce platforms.
Cons:
- Transaction fees can be high for larger businesses with high volumes.
- Limited global reach compared to some competitors.
5. Adyen
Adyen is a global leader in enterprise payment processing, powering many top international brands. It combines scale with advanced technology.
Pros:
- Accepts payments in over 200 countries.
- Omnichannel solutions across online and in-store.
- AI-driven fraud detection and risk management.
- Rich analytics and reporting for better business decisions.
- Single integration for multiple payment methods.
Cons:
- More complex and resource-intensive to set up.
- Pricing can be less competitive for smaller businesses.
- Best suited for enterprises, not SMEs.
Conclusion: Which payment solution is best for B2B?
The B2B payment landscape is evolving at speed, and businesses have more choice than ever. Each of these solutions has its strengths:
- Bitpace leads in innovation, bringing together crypto and fiat in a secure, fast, and flexible platform. It’s particularly valuable for businesses that want global reach and future-ready payment options.
- PayPal Business remains a solid entry point for smaller businesses thanks to its brand recognition and ease of use.
- Stripe is ideal for tech-driven companies that need deep customisation and scalability.
- Square shines in strong POS solutions that integrate with online payments.
- Adyen is the go-to for large enterprises managing complex, high-volume, global transactions.
If I had to highlight the top choices, Bitpace and Stripe stand out as the most future-proof solutions for businesses looking to scale globally.
In today’s competitive environment, selecting the right payment partner is a strategic move that can aid growth. The future of B2B payments belongs to businesses that combine speed, security, and global reach. It’s my aim to bring such solutions to businesses across the globe, for all businesses, from all industries. We’re making it easy to accept global payments, opening doors to new buyers and helping sellers grow with confidence.”